Tips for letting out your home

If you are considering moving out of your home, but wish to let it out there are many factors that you should consider to make an informed decision and ensure that all your legal rights are in place. It could be that you need to move abroad for work and wish to keep your property here in the UK, or you are moving in with a partner. You may have inherited a property and don’t want to sell, instead using it as an investment opportunity. Letting out your home can seem daunting but it is also a great opportunity for raising some revenue as an additional income. Here are our top tips for letting out your home.

Changing your mortgage

You will need to change your mortgage (if you have one) to a buy to let arrangement with your mortgage provider. As a result, your repayments may increase and you may need to complete a new application which would tap into your credit rating. Look up your present agreement and read the small print to assess what, if any, fees you would occur from switching your mortgage policy. View online mortgage advisor for advice on switching to a buy to let mortgage.

Allocate a letting agent

You don’t want to be bombarded with calls from your new tenants of how to work the heating or stating that something has broken at 2 am. Worse still, you wouldn’t want your old neighbours complaining about house parties or rubbish in the stairwell. To alleviate some of the stress of being a landlord, its best to allocate a letting agent who can take over these things and keep your tenants in check. They will also conduct interviews prior to letting out the property to make sure you get the right type of tenant who will respect and care for your home. They will also keep you right in the way of all the paperwork and documentation you will need to arrange for letting out your home from landlord certification to electricity reports.

Paying landlord tax

The accounting process for Landlords can be confusing and time confusing and often puts people off from becoming landlords. You will need to keep details of rental income throughout the year as a registered Landlord, as well as evidence of expenses. It’s really important to ensure your records and accounts are kept up to date to make the process of returning your tax form easier and simple as HMRC require a declaration each year of income from property letting. However, you can also claim for expenses such letting agent’s fees and interest on property loans if you have a residential property. Ease the burden by appointing an accountant who specialises in landlord tax – they will keep everything right so you do not have any nasty bill to pay unexpectedly. Using an accountant for this purpose will ensure your records and tax administration will be kept up to date.


Top Tips for Moving into a New Home

Moving into a new home may be an exciting time but can also be an extremely stressful event. With so much to do and organise some may wonder where do they even begin? Packing up a home, sorting out financial aspects of the move and ensuring everything runs smoothly can be daunting. Here we will list top tips to help your move be as hassle free as possible.

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How to Make Your Home More Energy Efficient

Whether you are looking to save the earth or cut back on expenditure, saving energy is always a good thing. We at What Would You Do If think that it’s important to at least be cautious of how much energy that you waste through the different appliances and gas and heating products within your home. We’ve created a brief list of advice which we hope will save energy and hopefully, save you money on your bills.

Use a showerhead to save water use

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We used to be told that a shower was the energy saving option as an alternative to a bath being run. Although could it be with the amount of time people spend in the shower that this is isn’t true? If you enjoy being in a shower for 20 minutes at a time, you are for sure using too much energy. How you do make a change to cut back? Start by limiting the amount of time that you spend in the shower. You could also apply a showerhead which limits and saves the amount of water which gets through to you on the other side, whilst also allowing you to have ample water which is required to clean yourself.


Standby is not good enough

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One of the major ways that people waste energy is due to the sheer amount of unnoticed products which are sitting on standby when you think they have been turned off. Although products on standby only use around 20% of the energy it would on full power, if you culminate the amount of time against hours which you are wasting whilst you are in bed or out of the house, it really does add up. Make sure that you turn off the plugs at the wall to be sure that you aren’t needlessly wasting energy.


Wash your clothes at a lower temperature

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You might not be aware, but you can change the setting on most of your home appliances so that they can be used at a lower setting in order to save energy. In most washing machines this will be shown as clear as day as ‘energy efficient setting’ or ‘power saver mode’ on the settings reel. The truth is that these setting produce more than enough power and heat to wash your clothes without the damage which other more high energy setting would do. So you’ll save energy and keep your clothes looking good longer.


Replace your old radiators

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One thing which often impacts your heating is how much power to heat your radiator is actually generating. In most cases, if you have an old radiator which you still count on to keep your house warm, it will be wasting massive amounts of energy daily. Modern radiators are not only more effective for heating up your room faster, they also conduct around £0% of the amount of energy an old radiator uses, which saves a lot of energy in the winter months when you count on it. If you want our opinion, we’d say just invest in the best energy efficient radiator whilst you have the money because it’s an investment on savings. For example, vertical designer radiators from Trade Radiators are great on a budget and can save you up to 40% on your next heating bill.

5 Ways of Creating the Perfect Home Office

Working from home seems perfect right? For some, it’s been tried and tested and declared a failure – we at Whatwouldyoudoif think that is due to ill preparations prior to the completion of work.

What were the complaints of people who claimed they would never work from home again? It ranges from many issues such as: not being a great working environment, you get too easily distracted and that it costs more money than what you would think.

We are going to tell you 5 easy tips which will prove to make your home office venture a complete success!

Set out schedules

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When working from home, if you don’t prepare yourself correctly you can end up easily getting distracted from your tasks to find comfort in prostrating. By making out a detailed weekly schedule of the times you aim to have completed tasks for, what times you should be in the office and what time you take breaks at, you’ll find yourself getting better at holding down your work and responsibilities. Although, if you work better in sprints this is also something you’ll be able to achieve being your own boss. If you work for 2 hours, take a half hour break and continue this pattern, it could be suited to your style of work.

Buy used second hand office furniture

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One thing which is a constant complaint about trying to construct a home office is how much it costs for starting up. We believe this is a myth; it’s easy to get cheap and affordable used furniture. Nowadays you won’t even have to trek to a charity or second hand shop and hope for the best. There is UK companies out their such as Gazelle who buy second hand furniture and refurbish it before selling it on. Gazelle are extremely passionate about recycling and protecting the earth and that’s why they put in so much effort to re-purpose old furniture perfectly, so people can be convinced that it isn’t second rate. We highly suggest you purchase second hand used office furniture for your office as items such as chairs, cabinets, desks and storage can be bought extremely cheap.

Only work, not play

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Never use your office for anything other than doing work, when you aren’t working, spend time in your living room, kitchen or any other room. Why? If you spend too much time on recreational in your office, you’ll soon realise that you are spending the full day in the one room, which isn’t great for your mental health. Great it like you would a shared office- if you aren’t working go out and enjoy the outdoors or use another room for leisure.

Hang a clock

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Hanging a clock in your home office will prove great for your production, as it’ll keep you on track with all of your activities, whilst making you work for something. It’s easy to get carried away when you aren’t working with co-workers on one specific task, although if you have multiple tasks to complete on the same day, I’d say that you’d be best keeping track and having a system. It’ll also stop you from looking at your phone to find out the time- which can lead to major prostration.

Make sure you lighting is natural

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One thing you want to take advantage of is the amount of natural lighting you get into the room. Before choosing which room in your house would be best to transition into an office has a think to yourself, is it worth changing rooms around to work in one with a bigger window? Studies show that you’ll be more likely to suffer from headaches if you are using artificial light to power your room with lack of natural light.